Also referred to as Indirect mortgages or Joint Borrower Sole Proprietor Mortgages.

 

Used where non-owner wishes to assist the owner in obtaining a mortgage (for example where parents wish to assist children with a property purchase).

Referred to as an Occupier Consent Deed or Deed of Postponement.

 

Required by mortgage lenders when there are adult occupiers living in a property who do not own the property.

Directors are regularly required to provide Personal guarantees to banks as security for a limited company taking out a loan or other facility.

 

Personal Guarantees may also be required when entering into a new lease or as security for a business purchase when part of the payment is deferred.

Also referred to as Lifetime Mortgages or Home Reversion Plans.

 

Enables homeowners to borrow money against their property without having to make any repayments during their lifetime.

This is where an interest in a property is transferred by one person to another.

 

Where property is being gifted, the person making that gift may require Independent Legal Advice.

If you require Independent Legal Advice on any matters not mentioned above, please get in touch to discuss your requirements. (For example in a proposed lease or gift)

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